Our Story &
Our Values
A passionate team
We are a dedicated team of accounting and financial advice professionals, passionate about delivering premium, personalised support to clients managing their self-managed superannuation funds (SMSFs). Our goal is to help clients achieve their retirement aspirations through expert guidance and exceptional service.
Florence Tee
Florence is an expert in Self-Managed Superannuation Fund’s and partners with our clients to assist them with their compliance and administration obligations.
Florence has over 10 years of experience in the industry. A registered financial planner and licensed mortgage broker, she focuses on assisting small and large businesses plan for long term growth and wealth generation. Florence is not your ‘average financial adviser.’ She is one of our most sought-after and trusted adviser, with her skills recognised by both clients and her industry peers. Her key focus is working with clients individually to understand their needs, educating and giving them control, security and the freedom to advance themselves. She believes that hard work and a disciplined strategy gets results for clients and she works with them on a plan that suits. However, her most notable gift is the ability to transform static spreadsheets into dynamic pictures that help clients understand and futureproof their plans.
Florence specialises in:
- General Financial Planning
- Lending and refinances
- Superannuation
- Investment Planning
- Estate Planning
Florence studied at University of Melbourne where she completed her Bachelor of Commerce, majoring in Accounting and Finance. She spent the next 5 years in tax accounting before venturing into financial planning at the same time completing her CPA. She also completed her Diploma of Financial Services, and Diploma of Finance and Mortgage Broking Management. Florence is a member of CPA Australia and a member of the Mortgage and Finance Association of Australian (MFAA)
Away from the office Florence enjoys spending time with her family and friends, going on bushwalks, or just soaking up the sun at the local beach.
Wilbert Chhua
Wilbert is a Chartered Accountant. He started his career in accounting with a Melbourne practice, working with clients on all things tax and financial planning.
Wilbert holds dual degrees from Monash University – Commerce and Business Information System. His interest in technology led him to creating his own IT practice, Champion IT where he builds website for financial planners and other professionals. He focuses on creating solutions and processes that are efficient, whether this be working on internal systems or working with business owners.
When he is not busy with clients or managing his business, he spends most of his time reading, cycling, hiking and kayaking.
Goal Oriented
With a proven track record in professional financial services, we identified a significant gap in the SMSF sector. To address this, we developed Top SMSF — a premium service designed to help Australians manage their superfunds easily, efficiently, and effectively. Our goal is to support clients in achieving their retirement aspirations through expertly managed SMSFs.
Trust, Flexibility
At Top SMSF, we pride ourselves on being a trustworthy and flexible team of experts in the field of SMSFs. Our extensive experience and dedication to excellence ensure that our clients receive the highest level of service and support. We understand that each client’s needs are unique, and we tailor our approach to provide personalised solutions.
